Home Equity Line of Credit
Refresh + Renew with a NO Fee Home Equity Line of Credit Loan
- OVCFCU will pay the closing costs
- Minimum line of credit is $5,000
- Up to 90% LTV
- Loan must meet underwriting qualifications
Disclaimer
*Home Equity Line of Credit: APR=Annual Percentage Rate. APR will be variable based on an index plus or minus a margin for the life of the loan. The index is the highest prime rate as published in the Money Rates section of The Wall Street Journal. The margin ranges from .25% to 3.50% and is based on overall creditworthiness factors. The prime rate as of December 11, 2025 is 6.75%. Minimum loan amount is $5,000. The APR will never exceed 18% and will never be lower than 6.75%. Loans and actual standard rate offered are subject to approval based on overall creditworthiness factors and collateral. Maximum loan to value is 90%.Ohio Valley Community Federal Credit Union will pay all closing costs. Other conditions may apply. Offer may be discontinued or changed at any time.
